LifeSecure | Smart Life Insurance Plans for Your Family
💙 PROTECT YOUR LOVED ONES
Life insurance that stands by them, always.
Secure your family’s financial future with affordable term plans, savings + protection, and retirement benefits. Compare top-rated life insurance plans in minutes.
Compare term insurance, whole life & ULIPs — all in one place
⭐ 4.8+ customer rating
Insurer
Plan Name
Sum Assured
Annual Premium*
Policy Term
Riders Available
Apply
🏦 HDFC Life
Click 2 Protect Super
₹1 Cr+
₹12,500/yr
10-40 Years
CI, Accidental, Waiver
🛡️ ICICI Prudential
iProtect Smart
₹2 Cr
₹21,000/yr
Till age 85
Critical Illness, ADB
🌟 SBI Life
eShield Next
₹75 Lakh
₹9,850/yr
15-30 Years
Accidental, Income Benefit
❤️ Max Life
Smart Secure Plan
₹1.5 Cr
₹16,450/yr
Till 75 Years
Permanent Disability, CI
*Premium for healthy individual, age 30, non-smoker. GST extra. Terms apply.
Why Life Insurance Matters
🏠
Income Replacement
Life cover ensures your family maintains their lifestyle, pays EMIs, and achieves goals even in your absence.
🎓
Children's Future
Secure their education, marriage, and dreams. Life insurance acts as a financial guardian.
📉
Debt Protection
Prevent your family from inheriting home loan or personal loan burdens with adequate term cover.
📑 Documents Required
✔️ Age Proof (Aadhaar/Passport)
✔️ PAN Card / Form 60
✔️ Income proof (ITR/salary slips)
✔️ Medical reports (if required)
✔️ Nominee details
✅ Eligibility Criteria
✔️ Minimum age: 18 years | Max: 65 years
✔️ Indian residents & NRIs (specific plans)
✔️ Good health condition (medical test may apply)
✔️ Sum assured depends on income
🎁 Tax Benefits (Sec 80C & 10(10D))
✔️ Premium deduction up to ₹1.5 Lakh (80C)
✔️ Maturity/Death claim completely tax-free
✔️ Additional benefit for critical illness riders
❓ Life Insurance FAQs
1. What is the difference between term insurance and whole life insurance?
Term insurance provides pure risk cover for a specific period (affordable). Whole life covers you for entire lifetime with savings component & maturity benefit.
2. Can I buy life insurance online without medical test?
Yes, many insurers offer "no medical exam" term plans up to certain sum assured (e.g., ₹50L - ₹1Cr) based on declaration.
3. What are life insurance riders?
Additional benefits like accidental death benefit, critical illness rider, waiver of premium, disability cover at nominal extra cost.
4. Is the nominee change allowed after policy purchase?
Yes, you can change nominee anytime through insurer’s portal or service request.
5. What happens if I stop paying premiums?
For term plans, policy lapses. For ULIP/endowment, you get paid-up value or surrender value after certain period.
