Business Loan Comparison
Grow Your Business

Fuel Your Business Growth with the Right Financial Support

Whether you're expanding operations, buying equipment, or managing cash flow, a Business Loan can provide the financial boost you need. Tailored solutions from banks and NBFCs help you take your business to the next level.

Business Loan Image
Bank Name Monthly Revenue Rate of Interest Loan Tenure Loan Amount CIBIL / Credit Score Apply Now
HDFC Business Loan ₹1,00,000+ / Month 12% 60 Months ₹20,00,000 750+
ICICI Business Loan ₹1,50,000+ / Month 11.5% 72 Months ₹50,00,000 780+
Axis Business Loan ₹1,20,000+ / Month 13% 48 Months ₹30,00,000 720+

🔥 Business Loan EMI Calculator







📊 Loan Summary

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What is a Business Loan?

A Business Loan provides funds to start, expand, or manage your business operations. Loan amount, tenure, and interest depend on your business profile and revenue history.

How Does a Business Loan Work?

A business loan gives you a lump sum that can be used for capital expenditure, working capital, or expansion and is repaid in EMIs over a fixed tenure.

  • Application Submission
  • Eligibility & Credit Assessment
  • Loan Approval & Disbursement
  • Repayment in Monthly EMIs
  • Prepayment & Penalties
  • Completion of Loan

Features of a Business Loan

  • Loan Amount: Based on business turnover & credit history
  • Interest Rate: Fixed or floating
  • Loan Tenure: 12–72 months
  • Repayment: Monthly EMIs
  • Credit Check: CIBIL / Business Credit Score
  • Prepayment: Allowed with charges in some cases

Required Documents

For Proprietors / Small Businesses

  • KYC (PAN, Aadhar)
  • Business Proof & GST
  • Income Tax Returns (2 years)
  • Bank Statements (6–12 months)
  • Profit & Loss Statement

For Corporates / Partnerships

  • Business Registration & PAN
  • IT Returns & Financial Statements (2 years)
  • Bank Statements (6–12 months)
  • GST & Trade License

Eligibility Criteria

  • Business operating for at least 1 year
  • Minimum turnover as per bank requirement
  • Good credit / CIBIL score
  • Valid business documents
  • Proprietors, partnerships & companies eligible

FAQs

1. What is a business loan?

Funds provided to meet business needs like expansion, working capital, or equipment purchase.

2. How does it work?

Borrow a fixed amount and repay in EMIs over a chosen tenure.

3. Uses of business loan?

Expansion, machinery, inventory, working capital, renovations, debt consolidation.

4. How to qualify?

Business must meet eligibility criteria including revenue, operating period, and credit score.

5. Secured vs Unsecured?

Secured loans require collateral; unsecured loans do not.

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